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W: But it is always higher than the base rate, isn't it？
Q: What is determined when a personal loan is made？
(14)
A．Rate on the personal loan.
B．Base rate of the bank.
C．The amount of payment.
D．Personal loan's time period.
答案
更多“听力原文：M: The rate on a personal loan is fixed according to the base rate at the time wh”相关的问题
第1题
听力原文：M: What about the interest rate？
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about？
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
第2题
听力原文：W: Will my deposit earn any interest？
M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.
Q: What would the interest rate be if the woman opened a current account？
(14)
A．3%.
B．5%.
C．11%.
D．None.
第3题
听力原文：M: The depositors can earn interest on demand deposits, is that right？
W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.
Q: What does the woman imply？
(15)
A．The bank's base rate is fixed.
B．The rate on demand deposits is low.
C．The rate on demand deposits is high.
D．The bank's base rate is floating.
第4题
听力原文：W: What is the rate of exchange？
M: Sorry, I'm not sure. You will have to ask at the exchange desk. He can give you the exchange rate.
Q: Where can he find the exchange rate？
(12)
A．At the exchange desk.
B．On the board.
C．On the desk.
D．On the notebook.
第5题
听力原文：M: What's the interest rate on mortgage loans？
W: It fluctuates a little depending on the various factors in the loan, but around 8.75% for long-time clients.
Q: What are they talking about？
(14)
A．About long-term relationship between the banker and the client.
B．About long-term loans.
C．About housing loans.
D．About short-term loans.
第6题
听力原文：W: What is the rate of exchange for pound sterling into yen today？
M: For cash it is seven hundred and ninety four yen to the pound and for traveler's cheques it is eight hundred and eighteen yen to the pound.
Q: What's the exchange rate for cash？
(12)
A．880 yen.
B．794 yen.
C．719 yen.
D．888 yen.
第7题
听力原文：M: What margins will the lending bank charge？
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on？
(12)
A．Four.
B．Two.
C．Three.
D．Five.
第8题
W: That's right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate？
(13)
A．CDs.
B．Demand deposits.
C．Fixed-term deposits.
D．Building societies deposits.
第9题
M: There are three kinds of fixed deposits, Madame. They are three-month, six-month and twelve-month deposits. The interest on a three-month deposit is 4.5% per annum, on six month 5%, on twelve month 5.5%.
Q: What is the interest rate on a six month deposit？
(12)
A．4%.
B．4.5%.
C．5%.
D．5.5%.
第10题
听力原文：Banks change their base rates fairly infrequently.
(5)
A．Banks often change their base rate.
B．Banks seldom change their base rate.
C．Banks never change their base rate.
D．Banks change their base rate at regular intervals.
