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[主观题]

More than how much money comes in it's a matter of how you spend it.That's where

budgeting comes in.A detailed budget helps you keep tabs on your income.There are many people who are able to live comfortably on what they earn, even if their income is modest.A budget, therefore, keeps track of income and expenses.It will segregate your fixed expenses like your food, stay and insurance and your variable expenses like your travel, entertainment, etc.

Adequate insurance for you and your family is an essential part of investing.Life, health and property insurance protect you and your loved ones from unforeseen mishaps.It is also wise to make a will so that your assets can be handled smoothly.

Good personal finance management involves investing, managing risk, insurance, understanding and handling debt and credit, knowing the value of time and money and ensuring that your retirement is taken care of.While planning you make an assessment of your present situation in relation to your goals.Managing personal finances becomes a hassle when you get into debt.Debt is what you owe, and can be good and bad.If you have borrowed money to buy property, it is an investment and the money you pay against interest on the loan is tax deductible.But running up debts like overdue credit cards is not good.This is why budgeting is very important so that you know exactly where your money is going.It is very easy to lose track of what you spend without a budget.

There are multiple ways to invest and save for the future.The crux of the matter is to keep in mind your sources of income and account for your expenses, while keeping a budget that is feasible.Periodical review keeps you in control of your personal finance.

1.The word "modest" in Para.1 probably means "____________"?

2.How many ways of finance management does the author mainly mention?

A.3

B.4

C.5

D.2

3.What's the essential part of investing for a family?

A.Sources of income

B.Various expenses

C.Adequate insurance

D.Detailed budget

4.How does the author think of debt?

A.It's completely bad

B.It's both good and bad

C.It's wonderful

D.It's not mentioned

5.What does this passage mainly talk about?

A.How to manage money

B.How to spend money

C.How to invest money

D.How to loan money

答案
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更多“More than how much money comes in it's a matter of how you spend it.That's where”相关的问题

第1题

He was much more thorough in his studies than the rest of his class and it was for thi
s reason()he made such great progress.

A、why

B、how

C、that

D、for

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第2题

"We're more than halfway (中途) now; it's only two miles farther to the tavern (客栈) ," s

"We're more than halfway (中途) now; it's only two miles farther to the tavern (客栈) ," said the driver.

"I'm glad of that," answered the stranger, in a more sympathetic way. He meant to say more but the east wind blew clear down a man's throat if he tried to speak. The girl's voice was quite attractive; however, later he spoke again.

"You don't feel the cold so much at twenty below zero in the Western country. There isn't such damp chill (潮冷)", he said, and then it seemed as if he had blamed the uncomplaining young driver. She had not even said that it was a bad day, and he began to be conscious of a warm hopefulness of spirit, and sense of pleasant adventure under all the woolen scarves.

"You'll have a cold drive going back," he said anxiously, and put up his hand for the twentieth time to see if his coat collar was as close to the back of his neck as possible.

"I shall not have to go back!" cried the girl, with eager pleasantness. "I'm on my way home now. I drove over early just to meet you at the train. We had word that someone was coming to the tavern."

How far was the drive from the train to the tavern?

A.One mile.

B.About four miles.

C.Two miles.

D.Less than four miles.

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第3题

Customer: How much are the eggs? Saleswoman: ______A.They are free-range.B.We have some fr

Customer: How much are the eggs?

Saleswoman: ______

A.They are free-range.

B.We have some free-range eggs.

C.The free-range eggs cost more than regular ones.

D.The free-range ones are $ 3. 95 a dozen.

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第4题

Regarding the control process, what is measured is ______________ than how we measure

A.less important

B.equally important

C.much less important

D.more important

E.five times more important

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第5题

I always hold the view that every act of kindness can eventually change the world as generosity, gratitude and trust.

I was parking at a hiking road when a man in the car next to mine looked out and started to ask me for help. “No ___41____ .” I told him, as I was willing to help anyone in ___42___ . It turned out that his battery was ___43___ and no one would help jump to start his car!

I ___44___ him if he had cables (缆绳), which he did, and in less than five ___45___ I gave him a jump start and his car ___46___ at the drop of a hat. He thanked me and asked “How much do I ___47___ you” and I looked at him in 48 and said “Not a thing!”

He said “You won’ t believe it ___49___ I’ve been sitting here for so long and I asked at least three people to ___50___ me and no one would do it”. That made me really ___51___ . I was thinking that perhaps because of how he ___52___ , his background, or whatever, ___53___ might think he was going to ask them for ___54___ or something and just automatically said “no” without even ___55___ that they could help him so ___56___ . He also told me that one man ___57___ him “My battery is old so it can’ t help you”.

I was ___58___ that the battery is like the love in our hearts. We get ___59___ more if we give it away to others! And it doesn’t ___60___ our hearts to give. I’m happy that I charged his battery and he charged my “battery” with love. I got much more than he offered to me.

41__________

A.hurry

B.problem

C.fun

D.way

42A.common

B.command

C.particular

D.need

43A.low

B.lost

C.broken

D.strong

44A.said

B.taught

C.asked

D.comforted

45A.minutes

B.months

C.days

D.hours

46A.started

B.ran

C.returned

D.died

47A.thank

B.know

C.lend

D.owe

48A.detail

B.time

C.disbelief

D.pride

49A.so

B.but

C.and

D.for

50A.notice

B.help

C.encouraged

D.impress

51A.curious

B.sad

C.grateful

D.reliable

52A.works

B.sleeps

C.looks

D.stresses

53A.passengers

B.visitors

C.reporters

D.passers-by

54A.sympathy

B.support

C.money

D.trouble

55A.realizing

B.permitting

C.memorizing

D.regretting

56A.selflessly

B.exactly

C.properly

D.easily

57A.warned

B.told

C.reminded

D.blamed

58A.fearing

B.observing

C.thinking

D.ignoring

59A.charged

B.surprised

C.lost

D.frightened

60A.go through

B.cut across

C.add up

D.use up

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第6题

It is often difficult for a man to be quite sure how much tax he ought to pay to the gov
ernment because it depends on so many different things:whether the man is married;how many children he has;whether he supports any relations,how much interest he receives,how much he has spent on his house during the year,and so on. All this makes it difficult to decide exactly how much the tax is.There was an artist who was always very careful to pay the proper amount.

One year,after posting his check as usual,he began to wonder if he had paid enough,and after a lot of work,with a pencil and paper,he found that he had not. He thought that he owed the government something.

He was just writing another check to send it to the tax collector when the postman dropped a letter into the box at the front door. Opening it,the artist was surprised to find inside it a check for five pounds from the tax collector. The official explained that too much had been paid,and that therefore the difference was now returned to the taxpayer.

11. According to the passage,to decide the exact amount of tax to be paid is ____________.

A. simple

B. easy

C. difficult

D. interesting

12. It is mentioned in the passage that one has to pay tax according to ____________.

A. how much education one has received

B. whether one is single or married

C. how old one’s children are

D. where one lives

13. The word “proper” in the second paragraph means __________.

A. small

B. big

C. right

D. wrong

14. After a lot of work,the artist thought that he had paid the government ____________.

A. less tax than he should have

B. more tax than he should have

C. as much tax as usual

D. just enough tax

15. Why did the tax collector send a letter to the artist?

A. To send him a new tax form.

B. To return the money overpaid.

C. To remind him of paying the tax.

D. To explain the rules of tax paying.

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第7题

There Pictures from outer space now show us how much land has changed on earth. These imag
es are taken by Landsat 7, a government satellite. The satellites have been used for 27 years. They reveal the clear-cutting of forests in the northwestern part of the United States. Pictures show the loss of rain forests in South America.

NASA's Darrel Williams speaks about the Landsat 7 Project. He said that an eruption caused trees to burn up in a large forest. Fifteen years later, pinkish images from space show that the trees and plant life are growing again. Williams says that clear-cut areas easily show up in the pictures. He wants Americans to look at how much land is being cleared of forests in our country.

Satellites have provided other information about changes on earth. In the past ten years, more than four miles have shrunk from glaciers in Alaska. Landsat 7 received these computer images of Glacier Bay in Alaska.

Hurricanes Floyd and Irene have damaged the coastline in North Carolina. Runoff from farms and silt have gone into the ocean according to satellite images. Loss of trees and forests have caused hotter summers in southern cities such as Atlanta, Georgia.

The Landsat 7 images are like pictures in a photo album. Instead of pictures of the family, the album shows changes around the globe in the past 25 years.

A new satellite, Terra, is going to be launched by NASA soon. It will be more advanced that Landsat 7 and will take important global pictures. Ocean temperatures and energy loss will be provided by Terra daily.

Landsat 7 shows how changes have occurred on land by sending back ______.

A.images taken with a Polaroid camera

B.the latest images taken by a government satellite

C.a television camera

D.astronauts

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第8题

It's an annual back-to-school routine. One morning you wave goodbye, and that (21) evening

It's an annual back-to-school routine. One morning you wave goodbye, and that (21) evening you're burning the mid-night oil in sympathy. In the race to improve educational standards, (22) are throwing the books at kids. (23) elementary school students are complaining of homework fatigue. What's a well-meaning parent to do?

As hard as (24) may be, sit back and chill experts advise. Though you've got to get them to do it, (25) helping too much, or even examining answers too carefully, you may keep them (26) doing it by themselves. "! wouldn't advise a parent to check every 27 assignment," says psychologist John Rosemond, author of Ending the Tough Homework, "There's a (28) of appreciation for trial and error. Let your children (29) the grade they deserve."

Many experts believe parents should gently look over the work of younger children and ask them to rethink their (30) . But "you don't want them to feel it has to be (31) ," she says.

That's not to say parents should (32) homework—first, they should monitor how much homework their kids have. Thirty minutes a day in the early elementary years and an hour in (33) four, five, and six is standard, says Rosemond. For junior-high students it should be" (34) more than a hour and a half," and two for high school students. If your child consistently has more homework than this, you may want to check (35) other parents and then talk to the teacher about reducing assignments.

21.

A. very

B. exact

C. right

D. usual

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第9题

Even in traditional offices, “the lingua franca of...

Even in traditional offices, “the lingua franca of corporate America has gotten much more emotional and much more right-brained than it was 20 years ago,” said Harvard Business School professor Nancy Koehn. She started spinning off examples. “If you and I parachuted back to Fortune 500 companies in 1990, we would see much less frequent use of terms like journey, mission, passion. There were goals, there were strategies, there were objectives, but we didn’t talk about energy; we didn’t talk about passion.”

Koehn pointed out that this new era of corporate vocabulary is very “team”-oriented—and not by coincidence. “Let’s not forget sports—in male-dominated corporate America, it’s still a big deal. It’s not explicitly conscious; it’s the idea that I’m a coach, and you’re my team, and we’re in this together. There are lots and lots of CEOs in very different companies, but most think of themselves as coaches and this is their team and they want to win.”

These terms are also intended to infuse work with meaning—and, as Khurana points out, increase allegiance to the firm. “You have the importation of terminology that historically used to be associated with non-profit organizations and religious organizations: Terms like vision, values, passion, and purpose,” said Khurana.

This new focus on personal fulfillment can help keep employees motivated amid increasingly loud debates over work-life balance. The “mommy wars” of the 1990s are still going on today, prompting arguments about why women still can’t have it all and books like Sheryl Sandberg’s Lean In, whose title has become a buzzword in its own right. Terms like unplug, offline, life-hack, bandwidth, and capacity are all about setting boundaries between the office and the home. But if your work is your “passion,” you’ll be more likely to devote yourself to it, even if that means going home for dinner and then working long after the kids are in bed.

But this seems to be the irony of office speak: Everyone makes fun of it, but managers love it, companies depend on it, and regular people willingly absorb it. As Nunberg said, “You can get people to think it’s nonsense at the same time that you buy into it.” In a workplace that’s fundamentally indifferent to your life and its meaning, office speak can help you figure out how you relate to your work—and how your work defines who you are.

31. According to Nancy Koehn, office language has become_____

[A] more emotional

[B] more objective

[C] less energetic

[D] less strategic

32. “Team”-oriented corporate vocabulary is closely related to_______

[A] historical incidents

[B] gender difference

[C] sports culture

[D] athletic executives

33.Khurana believes that the importation of terminology aims to______

[A] revive historical terms

[B] promote company image

[C] foster corporate cooperation

[D] strengthen employee loyalty

34.It can be inferred that Lean In________

[A] voices for working women

[B] appeals to passionate workaholics

[C] triggers debates among mommies

[D] praises motivated employees

35.Which of the following statements is true about office speak?

[A] Managers admire it but avoid it

[B] Linguists believe it to be nonsense

[C] Companies find it to be fundamental

[D] Regular people mock it but accept it

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第10题

Passage Five Memory is the ability to keep track of things that have happened in the past

Passage Five

Memory is the ability to keep track of things that have happened in the past. Memory really is leaning. One needs memory to ride a bicycle. A dog needs to remember if it is to come when called.

Memory is said to be stored in the brain as a “memory trace (记忆痕) .” What makes up this trace is not known. Some scientists believe that certain chemical substances may carry certain memories. For example, one substance, when given to rats, causes them to dear the dark.

Other research into memory has to do with how the brain works. Psychologists use three means to find out how a person remembers. For example, give a person a grocery list. Let the person memorize the list, then put it away. The most natural way to find out how much a person remembers of the grocery list is to ask what he or she remembers. This is called the method of recall. Another method is called recognition. Gibe the person another grocery list. Ask him or her to choose items on the first list from the items that are on only the second list. Often a person will be able to recognize thins that he or she cannot recall. A third method of finding how much a person remembers is called relearning. Here the person is asked to read over the first list. The person will probably learn the list the second time faster than he did the first time. The difference in the time it takes to relearn the list is thought of as a measure of how much a person has remembered.

One way of remembering something is to repeat it many times. Interest is very important. Boring lists of facts are much more difficult to remember than something that we understand and are interested in. Motivation, or wanting to do something, is also important. Motivation is linked with reward. For example, a hungry animal quickly learn how to do something if that action gets the animal food. In humans, wanting to learn is often motivation. The praise of a teacher or the knowledge that an answer is correct is rewarding.

52. We can learn from the 2nd paragraph that_____.

A bad memories may cause rats to fear the dark

B it is hard to tell what a memory trace consists of

C chemical substances carry certain memories

D memory is stored in the brain as a substance

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第11题

This book will cost ______ than that one.

A.more expensive

B.expensive

C.much

D.much more

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