Most banks have a section()you set up payees.A、 thatB、 whichC、 in which
Most banks have a section()you set up payees.
A、 that
B、 which
C、 in which
Most banks have a section()you set up payees.
A、 that
B、 which
C、 in which
第1题
听力原文: A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called taking a mortgage. The hank usually lends money or gives a mortgage for 25 years. This means that the person who borrows has 25 years to pay back the money. The bank lends this money with interest, and the borrower makes equal monthly payments to the hank until he has paid the mortgage. Houses are so expensive that many people nowadays have to borrow as much as $50,000. In other words, they will have a $50,000 mortgage.
How can you get a mortgage? When you find a house you like, you go to a bank, sometimes it is necessary to go to a few banks, before applying for a mortgage at once. The bank will investigate your financial history and decide if they think you axe a good risk. They will want to know what kind of job you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
(30)
A.It means to rent a house for 25 years.
B.It means to buy an old house at a low price.
C.It means to borrow money from a bank to buy a house.
D.It means to borrow money from a friend to buy a house.
第2题
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
第3题
In ancient times wealth was measured and exchanged in things that could be touched: food, tools, and precious metals
and stones. Then the barter system was replaced by coins, which still had real value since they were pieces of rare
metal. Coins were followed by fiat money, paper notes that have value only because everyone agrees to accept them.
Today electronic monetary systems are gradually being introduced that will transform money into even less tangible
forms, reducing it to a series of “bits and bytes”, or units of computerized information, going between machines at
the speed of light. Already, electronic fund transfer allows money to be instantly sent and received by different
banks, companies, and countries through computers and telecommunications devices.
Which of the following would be the most appropriate title for the passage?
A. International Banking Policies
B. The History of Monetary Exchange
C. The Development of Paper Currencies
D. Current Problems in the Economy
第4题
A.International Banking Policies
B.The History of Monetary Exchange
C.The Development of Paper Currencies
D.Current Problems in the Economy
第5题
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
(15)
A.The banks will disapprove them.
B.The banks will approve them.
C.The Bank will benefit from the loans.
D.The bank will make profit from lending.
第6题
In ancient times, man settled near rivers or on river banks and built up large empires.
Water is Nature's most precious gift to man. Man needs water to irrigate his crops, to cook and to wash. In nations all over the world rivers mean life and wealth. They feed and clothe the nations around them.
Water is also a source of energy and power. Man constructs huge dams across the river to control the water for irrigation and get the energy needed to drive generators. The electrical power is then directed to homes, cities, factories and television stations.
Man uses water each day. His main source of water comes from reservoirs, which in turn get their water from the rivers.
Rivers also bring down soil and minerals from the mountains and deposit them on the plains building up rich river deltas for raising plants and crops. Fresh water life in rivers or in lakes fed by them provide man with food.
In a small way rivers help to keep man in good health and provide for his amusements. Various forms of water sports keep man strong and healthy.
Rivers have run on this earth long before man. Man's future ability to live is uncertain, but rivers will flow on forever.
Rivers have been important to man ______.
A.since the last century
B.for a very long time
C.since a few hundred years ago
D.since a few years ago
第7题
In ancient times, man settled near rivers or on fiver banks and built up large empires.
Water is Nature’s most precious gift to man. Man needs water to irrigate his crops, to cook and to wash. In nations all over the world rivers mean life and wealth. They feed and clothe the nations around them.
Water is also a source of energy and power. Man constructs huge dams across the river to control the water for irrigation and get the energy needed to drive generators. The electrical power is then directed to homes, cities, factories and television stations.
Man uses water each day. His main source of water comes from reservoirs, which in turn get their water from the rivers.
Rivers also bring down soil and minerals from the mountains and deposit them on the plains building up rich fiver deltas for raising plants and crops. Fresh water life in rivers or in lakes fed by them provide man with food.
In a small way rivers help to keep man in good health and provide for his amusements. Various forms of water sports keep man strong and healthy.
Rivers have run on this earth long before man. Man’s future ability to live is uncertain, but rivers will flow on forever.
Rivers have been important to man ______.
A.since the last century
B.for a very long time
C.since a few hundred years ago
D.since a few years ago
第8题
(2)
A.The foreign banks should have set up a representative office.
B.The foreign banks can't apply for a branch.
C.The foreign banks can't expand business in China.
D.The foreign banks are forbidden to set up a representative office.
第9题
What is the main function of deposit insurance fund?
A.To ensure that the banks have sufficient fund to finance other economic sectors.
B.To protect the banks from all kinds of risks arising from their operation.
C.To meet requirements of financial needs of the public.
D.To pledge to depositors that their money is safe whenever a bank is insolvency.
第10题
(4)
A.Banks with global operations are also referred to as national corporations.
B.Both the banks and non-financial corporations have the same desire to make profit.
C.Managers of non-financial corporations have no profit motives.
D.Non-financial corporations are multinational and operate globally.
第11题
A.identify
B.embody
C.substitute
D.picture