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W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.
Q: Which of the following is not mentioned by the woman？
(14)
A．Interbank lending.
B．Cheek clearance.
C．Electronic fund transfer.
D．Borrowing ability.
答案
更多“听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve”相关的问题
第1题
听力原文：M: What about the interest rate？
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about？
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
第2题
听力原文：M: Could you tell me what specific document you will provide？
W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.
Q: What document the woman did not mention？
(14)
A．Bills of lading.
B．Consular invoice.
C．Insurance policy.
D．Certificate of origin.
第3题
听力原文：W: What is the rate of exchange？
M: Sorry, I'm not sure. You will have to ask at the exchange desk. He can give you the exchange rate.
Q: Where can he find the exchange rate？
(12)
A．At the exchange desk.
B．On the board.
C．On the desk.
D．On the notebook.
第4题
听力原文：W: What's the value of US dollars now？
M: It's inflated and is losing value against Euro and RMB, while RMB is depreciated against Euro.
Q: What does the man think of the US dollars？
(14)
A．The Euro's value remains unchanged.
B．The value of US dollars has changed a lot.
C．The American currency is losing value.
D．The RMB is increasing in value.
第5题
听力原文：W: What is the rate of exchange for pound sterling into yen today？
M: For cash it is seven hundred and ninety four yen to the pound and for traveler's cheques it is eight hundred and eighteen yen to the pound.
Q: What's the exchange rate for cash？
(12)
A．880 yen.
B．794 yen.
C．719 yen.
D．888 yen.
第6题
听力原文：M: If a bank has inadequate liquidity, what would happen？
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency？
(14)
A．Adequate liquidity.
B．Insufficient liquidity.
C．Increasing liabilities.
D．Converting assets.
第7题
听力原文：M: What should I do with my sight deposit if I need some money right now？
W: Oh, that's easy. You can either use the cash dispensers or you can write cheques.
Q: What does the man want to have now？
(14)
A．Cash.
B．Sight deposit.
C．Cash dispenser.
D．Cheque.
第8题
听力原文：M: What margins will the lending bank charge？
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on？
(12)
A．Four.
B．Two.
C．Three.
D．Five.
第9题
听力原文：W: Will my deposit earn any interest？
M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.
Q: What would the interest rate be if the woman opened a current account？
(14)
A．3%.
B．5%.
C．11%.
D．None.
第10题
听力原文：M: What's the interest rate on mortgage loans？
W: It fluctuates a little depending on the various factors in the loan, but around 8.75% for long-time clients.
Q: What are they talking about？
(14)
A．About long-term relationship between the banker and the client.
B．About long-term loans.
C．About housing loans.
D．About short-term loans.
